The whole request, not just a name
Vehicles, property details, payroll, prior carrier, renewal date, and coverage preferences. Consumers answer product-specific questions before you ever pick up the phone.
For agents, agencies and carriers
Consented leads. Licensed routing. No bidding wars.
InsuranceBorder.com sends complete quote requests to one licensed agent at a time, with the consumer's consent trail attached. You accept what fits, work it your way, and the consumer sees your progress.
- Acceptance window
- 1 business day
- Agents per lead
- One at a time
- Consent captured
- Every request
How it works
Three steps from application to your first accepted lead
- Step 1
Apply and verify
Tell us your NPN, license states, lines of authority, and what you write. We verify against state records before anything is shared.
- Step 2
Set your appetite
Choose products, industries, languages, and weekly capacity. Routing only sends what you asked for, where you are licensed.
- Step 3
Accept and work leads
Every lead arrives with the full quote request, the consumer’s contact preference, and a recorded consent trail. Accept within one business day.
What you get
Built for the way good agents actually work
Everything about a lead is designed so you can decide quickly, contact correctly, and quote with confidence.
Routed by license, not by bid
Leads go to the best-matched agent licensed in the consumer’s state for that line. No auctions, no shared leads sold five times over.
Consent recorded on every lead
Contact authorization, information sharing, electronic communications, and SMS opt-in are captured with version and timestamp. You know exactly how you may reach out.
Your work shows up for the consumer
When you mark a lead contacted or quoted, the consumer’s tracking page updates. Fast, honest follow-through is how you earn more routing weight.
Who can join
One network, three kinds of partners
Independent agents
Licensed producers who want steady, pre-qualified requests in the lines and states they already write.
Apply as an agentAgencies
Route leads across a team of producers, manage one profile per agent, and keep licensing current in one place.
Apply as an agencyCarriers and MGAs
Reach appointed agents in target states or receive consented commercial submissions directly.
Apply as a carrierPartner standards
What we ask of every partner
Consumers trust us with detailed information because we hold partners to a short, clear standard.
- Accept or decline each lead within one business day.
- Contact consumers only through the channels they authorized, at the times they prefer.
- Use quote request information solely to quote the coverage requested. Never resell or share it.
- Keep every listed license active. Leads pause automatically when a license lapses.
- Update lead status honestly so the consumer’s tracking page reflects reality.
Questions
Common questions from agents
What does a lead cost?
Pricing is finalized during onboarding and depends on line and state. There is no charge to apply, and you are never billed for a lead you decline within the acceptance window.
Are leads exclusive?
Each request is routed to one agent at a time. If you decline or do not accept within one business day, it moves to the next licensed match.
How do you verify licensing?
We check your NPN and each listed state against NIPR and state department of insurance records, and we track expiration dates in your portal so nothing lapses quietly.
Can I contact consumers by text?
Only when the consumer opted in to SMS. Every lead shows the channels the consumer authorized and their preferred time of day.
Ready to receive your first consented lead?
The application takes about five minutes. Licensing verification usually completes within two business days.