Insurance beyond borders
Insurance across every border.
One place to explore insurance options across the United States and connect with insurance professionals who can help with your coverage needs.
Start here
What do you need to protect?
Six categories. Ninety-plus insurance lines. Pick a category and we will narrow it down from there.
Personal Insurance
Cars, homes, and everything you own
- Auto
- Homeowners
- Renters
- +13 more
Business Insurance
Coverage built around how you operate
- Business Owners Policy (BOP)
- General Liability
- Commercial Property
- +20 more
Life & Financial Protection
Security for the people who depend on you
- Term Life
- Whole Life
- Universal Life
- +9 more
Health Insurance
Individual, family, dental, vision and more
- Individual Health
- Family Health
- Short-Term Medical
- +7 more
Employee Benefits
Group plans your team will value
- Group Health
- Group Dental
- Group Vision
- +5 more
Specialty Insurance
Unusual risks need specialized markets
- Aviation
- Marine
- Ocean Marine
- +12 more
Quote online
84 lines you can start right now
Progressive quote requests that ask only what matters, then hand off to a licensed local agent. No account required.
For you and your family
- Auto InsuranceLiability, collision, and comprehensive coverage for the vehicles you drive.
- Homeowners InsuranceProtects your home, belongings, and liability if someone is injured on your property.
- Renters InsuranceCovers your personal belongings and liability when you rent an apartment or home.
- Condo InsuranceCoverage for your unit interior, belongings, and liability beyond the association master policy.
- Landlord InsuranceDwelling and liability coverage for properties you rent to others.
- Personal UmbrellaExtra liability protection above your auto and home policy limits.
- Motorcycle InsuranceLiability and physical damage coverage for motorcycles and scooters.
- RV InsuranceCoverage for motorhomes, travel trailers, and campers on and off the road.
- Boat & Watercraft InsuranceHull, liability, and equipment coverage for boats and personal watercraft.
- Flood InsuranceFlood damage is excluded from most home policies. NFIP and private market options.
- Earthquake InsuranceCovers structural and contents damage from seismic events.
- Valuable Articles InsuranceScheduled coverage for jewelry, art, collectibles, and other high-value items.
- Pet InsuranceHelp with veterinary costs for accidents and illnesses.
- Travel InsuranceTrip cancellation, medical, and baggage protection while you travel.
- Identity Theft / Cyber ProtectionRestoration services and expense coverage after identity theft or personal cyber events.
- Specialty Personal InsuranceClassic cars, golf carts, ATVs, and other unique personal risks.
- Term LifeAffordable coverage for a set period of 10 to 30 years.
- Whole LifePermanent coverage with guaranteed cash value growth.
- Universal LifeFlexible permanent coverage with adjustable premiums.
- Indexed Universal LifeCash value tied to a market index with downside protection.
- Final ExpenseSmaller policies designed to cover funeral and end-of-life costs.
- Mortgage ProtectionLife coverage designed to pay off your mortgage.
- Accidental DeathBenefit paid in the event of accidental death.
- Disability IncomeReplaces income if illness or injury keeps you from working.
- Long-Term CareCovers extended care at home or in a facility.
- AnnuitiesRetirement income products: fixed, indexed, immediate, and deferred income.
- Fixed AnnuitiesGuaranteed fixed rate of return for a set term.
- Indexed AnnuitiesReturns linked to a market index with principal protection.
- Individual HealthMarketplace and off-exchange plans for individuals.
- Family HealthPlans covering spouses and dependents.
- Short-Term MedicalTemporary coverage for gaps of up to 4 months, where permitted by state law.
- DentalPreventive, basic, and major dental services.
- VisionEye exams, glasses, and contacts.
- Medicare-Related ProductsMedicare Advantage, Supplement, and Part D, reviewed under CMS scope-of-appointment rules.
- Supplemental HealthCash benefits that supplement major medical coverage.
- Critical IllnessLump-sum benefit on diagnosis of covered conditions.
- Accident InsuranceBenefits for injuries from covered accidents.
- Hospital IndemnityFixed daily benefits for hospital stays.
For your business
- Business Owners Policy (BOP)Bundles general liability and commercial property into one policy for small businesses.
- General LiabilityCovers third-party bodily injury, property damage, and advertising injury claims.
- Commercial PropertyBuildings, equipment, inventory, and business personal property.
- Commercial AutoLiability and physical damage for vehicles used in your business.
- Workers' CompensationMedical and wage benefits for employees injured on the job. Required in most states.
- Professional LiabilityProtects against claims of negligence or mistakes in your professional services.
- Errors & Omissions (E&O)E&O coverage for service providers, agents, and advisors.
- Cyber LiabilityData breach response, ransomware, business interruption, and regulatory costs.
- Employment Practices Liability (EPLI)Claims of wrongful termination, discrimination, or harassment.
- Directors & Officers (D&O)Protects leaders and boards from claims related to management decisions.
- Commercial UmbrellaAdditional liability limits above your underlying commercial policies.
- Product LiabilityClaims arising from products you manufacture, distribute, or sell.
- Inland MarineTools, equipment, and property in transit or at job sites.
- Equipment BreakdownMechanical and electrical failure of critical equipment.
- Crime InsuranceEmployee theft, forgery, and funds-transfer fraud.
- Builder's RiskStructures under construction and materials on site.
- Contractor InsurancePackaged coverage tailored for contractors and trades.
- Garage LiabilityAuto dealers, repair shops, and service stations.
- Business InterruptionLost income and extra expense after a covered shutdown.
- Surety / BondsLicense, permit, contract, and performance bonds.
- Commercial FloodFlood coverage for commercial buildings and contents.
- Commercial Package (CPP)Custom-built package for larger or more complex operations.
- Specialty Commercial InsuranceHard-to-place and specialty commercial risks.
- Group HealthMedical plans for employers of all sizes.
- Group DentalEmployer-sponsored dental coverage.
- Group VisionEmployer-sponsored vision coverage.
- Group LifeBasic and supplemental life for employees.
- Group DisabilityShort- and long-term disability for your workforce.
- Voluntary BenefitsEmployee-paid options like accident, critical illness, and legal.
- Supplemental BenefitsEnhancements that round out a core benefits package.
- Employee Assistance ProgramsCounseling, wellness, and work-life resources.
- AviationAircraft hull, liability, and airport operations.
- MarineCommercial hull, cargo, and marine liability.
- Ocean MarineInternational shipping and cargo exposures.
- Cyber (Specialty)Large or complex cyber programs.
- Event InsuranceWeddings, festivals, conferences, and one-day events.
- CannabisLiability, property, crop, and product coverage for state-licensed cannabis and hemp operations.
- Environmental LiabilityPollution and remediation exposures.
- Professional SpecialtyNiche professional liability programs.
- High-Net-WorthCoordinated personal programs for significant assets.
- Excess & Surplus LinesNon-admitted markets for risks standard carriers have declined or will not write at the limits you need.
- Trade CreditProtection against customer non-payment.
- International ExposuresForeign operations, travel, and cross-border risks.
- Specialty PropertyUnusual or high-value property risks.
- Specialty CasualtyComplex liability programs.
- Specialty TransportationUnique fleet and transport exposures.
How it works
A digital front door, with a person behind it
InsuranceBorder.com is not a carrier or a call center. We help you understand your options and connect you with the licensed professional who does the rest.
- 1
Tell us what you need
Search or browse. We organize coverage by category and industry so you find the right line fast.
- 2
Answer a few questions
A short, adaptive quote request. We only ask what applies to your situation and your state.
- 3
Get matched with a licensed agent
We route your request to a local professional licensed for that product in your state.
- 4
Compare and decide
Your agent gathers carrier quotes, explains the options, and handles the paperwork when you are ready.
Why InsuranceBorder
Built for people who want to understand their options before they talk to anyone.
Most insurance sites are either a wall of forms or a phone number. We built a middle path: a structured catalog you can actually navigate, quote requests that adapt to you, and a licensed human when you are ready.
National reach, local licensing
Every request is routed to an agent licensed in your state for the exact product you asked about.
One catalog, every line
Personal, business, life, health, benefits, and specialty coverage organized so you never get lost.
Consent before contact
Clear disclosures, versioned consents, and nothing shared until you say so.
No binding, no pressure
Submitting a request never binds coverage. You decide when to move forward.
Business insurance by industry
Coverage shaped around how you operate
Find a local agent
Licensed professionals in your state
Prefer to start with a conversation? Browse agents by location, specialty, industry, and language.
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Agents, agencies, carriers
Join the network. Receive qualified, consented quote requests in the states and lines you are licensed for, with full transparency on how leads are routed.