Business Insurance

Bundles general liability and commercial property into one policy for small businesses.

Covers third-party bodily injury, property damage, and advertising injury claims.

Buildings, equipment, inventory, and business personal property.

Liability and physical damage for vehicles used in your business.

Medical and wage benefits for employees injured on the job. Required in most states.

Protects against claims of negligence or mistakes in your professional services.

E&O coverage for service providers, agents, and advisors.

Data breach response, ransomware, business interruption, and regulatory costs.

Claims of wrongful termination, discrimination, or harassment.

Protects leaders and boards from claims related to management decisions.

Additional liability limits above your underlying commercial policies.

Claims arising from products you manufacture, distribute, or sell.

Tools, equipment, and property in transit or at job sites.

Mechanical and electrical failure of critical equipment.

Employee theft, forgery, and funds-transfer fraud.

Structures under construction and materials on site.

Packaged coverage tailored for contractors and trades.

Auto dealers, repair shops, and service stations.

Lost income and extra expense after a covered shutdown.

License, permit, contract, and performance bonds.

Flood coverage for commercial buildings and contents.

Custom-built package for larger or more complex operations.

Hard-to-place and specialty commercial risks.